The dispute with commercial banks can be resolved also without going to court. ABDRC can help resolve amicably disputes in connection with removal and repayment of the risk/management fee charged for a loan, rescheduling/staging-out of the loan with reduction of the monthly instalment, reduced interest rates and repayment of the amount resulted from excessive increased in the interest rates, reduction of principal and conversion of the loans in CHF into RON, or removal of contractual clauses.