{"id":7722,"date":"2018-04-18T10:31:13","date_gmt":"2018-04-18T07:31:13","guid":{"rendered":"https:\/\/csalb.ro\/uncategorized\/comunicat-csalb-18-04-2018-raport-t1-2018\/"},"modified":"2018-09-27T12:47:47","modified_gmt":"2018-09-27T09:47:47","slug":"press-release-abdrc-18-04-2018-report-for-t1-2018","status":"publish","type":"post","link":"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/","title":{"rendered":"Press Release ABDRC 18.04.2018 &#8211; Report for T1 2018"},"content":{"rendered":"<p><strong>In March 2018, the Alternative Banking Dispute Resolution Centre celebrated its 2nd anniversary of operational activity.<\/strong><\/p>\n<p><!--more--><\/p>\n<p>The Alternative Banking Dispute Resolution Centre (ABDRC) reported a close to 10 times increase in the number of casefiles in progress with conciliators or already concluded in the first quarter of 2018, compared to the first quarter of the previous year, thus showing the increased interest of both consumers and banks in taking part in alternative dispute resolution procedures.<\/p>\n<p>Thus, in the first three months of this year, as many as 175 casefiles were registered v. 19 casefiles registered in the same period of the previous year.<\/p>\n<p>Of the 175 casefiles formed in 2018, 74 casefiles have already been given a favourable resolution, meaning the parties reached an agreement further to negotiations, and only 5 casefiles concluded with reports. Therefore, these 79 concluded casefiles account for close to half of the total number of casefiles registered in 2017. Other 94 casefiles are currently in different resolution stages. These figures show that both consumers and traders have understood the benefits of amicable settlement, and are willing to have their disputes resolved this way.<\/p>\n<p>The Alternative Banking Dispute Resolution Centre managed, in the first quarter of the year, as many as 633 written applications, of which 310 were compliant applications received from consumers who claimed a dispute with a bank or NBFI based in Romania, that is three times more than in Q1 2017. Consumers appear increasingly better informed of the work of the Centre, as just 17 of the applications received in the first quarter were found noncompliant.<\/p>\n<p>\u201cStarting with the last quarter of the previous year, the work of ABDRC has intensified, and this trend has been confirmed in 2018, too. Increasingly more consumers turn to ABDRC in an attempt to have their disputes with traders in the financial and banking sector resolved. This was achieved at the same time with an increased openness of the banks towards conciliation. Therefore, we are happy to see that both parties have understood the role played by, as well as the benefits of the ADR procedures\u201d, said Alexandru P\u0103unescu, member in the Steering Board of ABDRC.<\/p>\n<p>This year, the number of closed applications went down to approximately 25% of the number of compliant applications, which is a significant decrease compared to the previous years. In 2017, the closed application accounted for close to 50%, while in 2017 these were at 75% of the total number of compliant applications.<\/p>\n<p>In the first three months of the year, 90% of the applications concerned problems with loans contracted, while the remaining 10% covered disagreements as to bank deposits, current accounts, bank transfers, or leases.<\/p>\n<p>The Alternative Banking Dispute Resolution Centre aims to provide consumers with out-of-court balanced, expeditious and free-of-charge resolutions of their disputes with banks.<\/p>\n<p>ABDRC manages the necessary infrastructure for alternative resolution through two types of procedures: proposing a solution (conciliation), or imposing a solution (arbitration).<\/p>\n<p>Conciliators\/arbitrators designated to resolve disputes either propose or impose a solution, dependent on the procedure selected, further to a documentary review and discussions with the parties.<\/p>\n<div class=\"buton-descarca\"><a class=\"za-btn custom-font-7 animate_icon\" href=\"https:\/\/csalb.ro\/wp-content\/uploads\/2018\/04\/Comunicat-de-presa-CSALB-Rezultate-T1-2018_EN.pdf\" target=\"_self\" style=\" font-size:11px;  letter-spacing:2px;  padding-top:10px; padding-bottom:10px;  padding-right:20px;  padding-left:20px;  border:2px solid #ee7f01;  border-radius: 0px; -webkit-border-radius: 0px; -moz-border-radius: 0px; -o-border-radius: 0px;  color: #ee7f01;  background-color: #ffffff; \" onmouseover=\" this.style.color='#f5ca89'; this.style.backgroundColor='#333333'; this.style.borderColor='#333333';\" onmouseout=\" this.style.borderColor='#ee7f01'; this.style.color='#ee7f01'; this.style.backgroundColor='#ffffff';\"><span class=\"button-text\"><span class=\"icon\"><i class=\"fa fa-download\"><\/i><\/span>Download<\/span><\/a><\/div>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>In March 2018, the Alternative Banking Dispute Resolution Centre celebrated its 2nd anniversary of operational activity.<\/p>\n","protected":false},"author":2,"featured_media":8179,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"footnotes":""},"categories":[97],"tags":[],"class_list":["post-7722","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-press-releases"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.4 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Press Release ABDRC 18.04.2018 - Report for T1 2018 - Are you involved into a financial or banking dispute? | www.csalb.ro<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Press Release ABDRC 18.04.2018 - Report for T1 2018 - Are you involved into a financial or banking dispute? | www.csalb.ro\" \/>\n<meta property=\"og:description\" content=\"In March 2018, the Alternative Banking Dispute Resolution Centre celebrated its 2nd anniversary of operational activity.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\" \/>\n<meta property=\"og:site_name\" content=\"Are you involved into a financial or banking dispute? | www.csalb.ro\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/csalb.ro\" \/>\n<meta property=\"article:published_time\" content=\"2018-04-18T07:31:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-09-27T09:47:47+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/csalb.ro\/wp-content\/uploads\/2018\/04\/1_conferinta-csalb_timisoara_ST5D6917.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2048\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Elena Nicodim\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Elena Nicodim\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\"},\"author\":{\"name\":\"Elena Nicodim\",\"@id\":\"https:\/\/csalb.ro\/#\/schema\/person\/440828ff14240a2a5b55824ab84c1445\"},\"headline\":\"Press Release ABDRC 18.04.2018 &#8211; Report for T1 2018\",\"datePublished\":\"2018-04-18T07:31:13+00:00\",\"dateModified\":\"2018-09-27T09:47:47+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\"},\"wordCount\":565,\"publisher\":{\"@id\":\"https:\/\/csalb.ro\/#organization\"},\"image\":{\"@id\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/csalb.ro\/wp-content\/uploads\/2018\/04\/1_conferinta-csalb_timisoara_ST5D6917.jpg\",\"articleSection\":[\"Press releases\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\",\"url\":\"https:\/\/csalb.ro\/en\/press-releases\/press-release-abdrc-18-04-2018-report-for-t1-2018\/\",\"name\":\"Press Release ABDRC 18.04.2018 - Report for T1 2018 - Are you involved into a financial or banking dispute? 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